When applying for an e-commerce merchant account with a payment service provider, your website will need to meet their requirements in order to be approved. This is true for US acquirers, international Payment Facilitators, and e-check/ACH merchant account providers alike…
At IntegralPay we put some effort into thinking what's next when it comes to buying behavior in a world dealing with a pandemic. In what capacity will our shopping habits change in the short and long term? When we consider…
In the credit card processing industry, one of the most well-known high risk categories is the online pharmacy merchant account. While card not present pharmacy is a lucrative, growing industry that meets the needs of the market, there are many…
UnionPay, previously known as China UnionPay, is China's bankcard brand. It was set up in 2002 in Shanghai, under the endorsement of China's national bank. With over 7.5 billion cards issued, and near universal UnionPay acceptance in China, it has…
The foreign exchange (forex) market is the biggest and most liquid financial trading market on the planet, with over $5 trillion exchanged every day. Brokers perform over-the-counter (OTC) exchanges far and wide, 24 hours a day, 5 days a week…
If you have an online business looking to accept credit cards, you'll need to know the credit card merchant fees that acquirers and payment processors charge. It can be complex, especially when a long list of fees are provided in…
In the e-commerce world, companies are familiar with taking payments by credit card. Most companies with US-based customers are ignoring the advantage of another fast-growing choice: ACH payment processing, a type of electronic check payment. ACH payments are picking up…
Payment tokenization is a method of securing sensitive payment information by supplanting it with an algorithmically produced number called a token. Tokenization can reduce credit card fraud for a merchant. In credit card tokenization, the cardholder's Primary Account Number (PAN)…
Starting in April 2020, Visa will update the rules and requirements for merchants offering free or introductory trials. This has been in the works for some time and was first reported back in mid 2019, and is similar (but different)…
Have you been told you need a high risk merchant account? What does that mean, exactly? Why can't you just get a Stripe or PayPal account like everyone else? This article aims to explain what a high risk merchant account…