Restricted and Prohibited Businesses

Adult Products
Adult Content/Nudity or Sexual Content
Adult Live Entertainment/Live Nudity/Live Sexual Acts
Age Restricted Products/Products Requiring Age Verification
Airlines
Alcohol
Ammunition
“As Seen on TV” Products & Services
Auctions
Auto Accessories

Bail Bond Services
Bankruptcy Lawyers/Firms
Business Opportunities

Cellular Phones
Charity Events/Donations
Collection Agencies
Common Ownership (Any common ownership between Third Party Sender and Originator)
Computer Hardware & Software & Downloadable
Computer Online Services – WEB Hosting/SEO Services
Consumer Lending (Face to face)
Contractors/Home Repairs
Cooperative Discount Groups (Like Shopping Clubs)
Coupon Sales
Credit Counseling/Repair

Dating Services
Debt Consolidation
Direct Marketing Outbound
Direct Marketing/Subscription/Continuity
Direct Marketing/Travel
Discounted Health Plans & Cards

E-cigarettes or Vape
Electronics (e.g. computers, stereo equipment, cameras, etc.)
Extended Warranties

Fantasy Sports/Skill Games
Financial consulting/planning/strategy/advising
Firearms
Fireworks
Forward Delivery Providers
Free Offers/Opt-Out Free Trials/Negative Option Billing
Freight Forwarders
Furniture

Gambling

Hair Growth and/or Replacement
Health Clubs and Country Clubs (memberships)
Household Appliance Stores

Jewelry

Magazine Sales/Subscriptions
Massage Parlors/Spas – Licensed Only
Money Service Businesses (such as coin dealers, casas de cambio, prepaid cards, etc.)
Motivational/Self-Improvement Courses
Moving/Storage (excluding self storage)
Multi-Level Marketing/Sales

Neighborhood Party Sales
Not for Profit Organizations

Offshore Corporations Establishment Services

Parimutuel Betting (e.g. Horse/Dog racing) (ACH only)
Pawn Shops (Face to face)
Payday Lenders
Pharmacies/Drug Stores (Face to face)
Professional Billing Services
Psychics/Horoscope (Face to face)

Real Estate Services
Reservation or Advance Payment transactions for future delivery or performance of goods or services (Cannot exceed 12 months)
Resort Land Promotions

Seminars/Business Opportunities
Sexual Enhancement Products
Smoking Accessories/Supplies (Non face to face)
Sub Prime Consumer Lenders (Face to face)
Surveillance Equipment (infringing on individuals privacy such as cameras, drones)

Talent Agencies
Telecommunications
Telemarketing
Theater & Ticketing Agencies
Third Party Hotel Reservation Services
Tobacco Sales (Face to face)
Towing Agencies
Travel Agencies/Tour Operators
Travel Clubs (Including Timeshares)
Tribal Entities
TV Cable Boxes

Vacation Rentals
Video Game Establishments
Vitamins and Supplements

Warranty Programs/Sales
Water Purification/Softener & Air Purification
Weapons