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E-Commerce Merchant Account

What is an E-Commerce Merchant Account?

The global expansion of eCommerce has revolutionized the sale of goods and services, with approximately 2 billion people, or 25% of the world’s population, engaging in online shopping. Already, 14% of retail sales involve eCommerce transactions. Facilitating these transactions is the e-commerce merchant account, a specialized bank account for handling credit card transactions from online customers securely. When a purchase is made on a website, funds are transferred from the customer’s bank account to the merchant account via a secure payment gateway. E-commerce merchant accounts enable online merchants to accept credit and debit card payments, while offering additional payment options can further enhance sales. Diversifying payment methods is a common strategy to attract more customers and increase sales opportunities in the dynamic landscape of online commerce.

Comparable Shopping Carts

Why E-Commerce Merchants need to apply for a Merchant Account

1

Increased online presence

Since the early 1990s we see a boom of online businesses that is growing exponentially and recent study conducted estimates that 95% of all purchases will be made online by the year 2040. This estimate is influencing businesses to increase their online presence to reach more customers. With the help of our bank acquiring partners, we can assist you in growing your online business and expanding your growth opportunities.

2

Multiple payment methods

Convenience is a factor which drives everyday customers, therefore, it is beneficial for your business to offer a variety of payment methods to increase convenience for your customers. We see a rise in digital payment companies which offer a fee that quickly add up when offering your customers various options. Using a merchant account provider can help you manage these fees and reduce your overall costs.

3

Increase Security

Security is a key factor that your customers expect in processing payments on your online business. Having an e-commerce merchant account allows you and your customers to safely and accurately process payments to maintain PCI compliance. Click Here to learn how to reduce fraud in your e-commerce business.

Are you Eligible for an E-commerce Merchant Account?

IntegralPay tries to be as flexible as possible with our clients. We consider each application based on the circumstances of the business owner. You will receive fair treatment throughout the review process.

Do you have questions about our review process and merchant account eligibility requirements? If so, contact our team to have all your questions answered.

Supporting Documents Checklist

  1. Drivers License or Government Issued Photo ID
  2. Document showing Proof of Company Registration (Sole Proprietorship, LLC, ETC)
  3. Voided Check/Bank Letter
  4. 3 Months Bank Statements
  5. 3 Months Processing Statements (if available)
  6. Articles of Incorporation
  7. Fulfillment Agreement (if applicable)

Get Started today with three easy steps

1

Apply Now

✓ Fill out our quick and simple e-commerce application
✓ Securely upload any supporting documents

2

Get Approved

✓ Our trained professionals identify the best payment solutions for your e-commerce business
✓ We work with our bank acquiring partners to secure a speedy approval for your e-commerce merchant account

3

Start Processing

✓ Our technical team helps with payment gateway integration and initial testing
✓ IntegralPay’s premium accounts supports team takes care of you as you grow your e-commerce business

Ready to Grow your E-Commerce Business?

Get Started!
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